PC Magazine Article

This article originally appeared in the Fall 2014 issue of Plan Consultant. To view a PDF version, please click here.This is the first of a three-part series that summarizes the fiduciary responsibilities for sponsors of retirement plans that are not subject to ERISA. This initial article addresses... READ MORE

This article originally appeared in the Fall 2014 issue of Plan Consultant. To view a PDF version, please click here.Conventional wisdom says that the best time for a business owner to start a defined benefit (often a cash balance plan) is when the business owner is between the ages 52 and 55... READ MORE

This article originally appeared in the Summer 2014 issue of Plan Consultant. To view a PDF version, please click here.If you’re not losing sleep because of ethical concerns, you probably have ethical problems. All right, perhaps that statement is a bit too strong, but nonetheless…The daily choices... READ MORE

This article appeared in the Summer 2014 issue of Plan Consultant. To view a PDF version, including the accompanying chart, please click here.For many years, plan sponsors have used a formal request for proposal (RFP) process to identify prospective recordkeepers, third-party administrators and... READ MORE

This article originally appeared in the Summer 2014 issue of Plan Consultant. To view a PDF version, please click here.We started working with offshore developers in 2005 and it was a nightmare. What was promoted as a low cost highly efficient approach turned into an over budget debacle. As with... READ MORE

This article originally appeared in the Summer 2014 issue of Plan Consultant. To view a PDF version, please click here.When a solo practitioner is looking for a way to defer taxes, often his or her advisor will recommend adopting a defined benefit plan. This can result in significant taxes savings... READ MORE

This article originally appeared in the Spring 2014 issue of Plan Consultant. To view a PDF version, please click here.Which sign are you more likely to obey: "Keep off the Grass!" or "Please Walk on the Pathways"? Research shows that we comprehend a positive statement 30% to 40% faster than we do... READ MORE

This article originally appeared in the Spring 2014 issue of Plan Consultant. To view a PDF version, please click here.Defined benefit plans are the most cost effective qualified plan design in two key areas: (1) rewarding longer-term employees because of the pattern of benefit accruals; and (2)... READ MORE

This article originally appeared in the Winter 2014 issue of Plan Consultant. To view a PDF version, please click here.We're receiving love letters from Yale professors. Studies indicate that consumers lack trust in our industry. We're faced with potential tax-benefit reductions and increased... READ MORE