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Robert Kaplan

We’ve received numerous inquiries on the operational aspects of Roth provisions now that SECURE 2.0 expands the availability and benefits of Roth contributions in retirement plans. In particular, I’ve seen a resurgence in Roth conversion questions. One much-discussed strategy is the Mega Backdoor... READ MORE
Just like you, I have been seeing more and more articles on Roth conversions using terms such as “Backdoor Roths” or “Mega Roths.” The concept is neither new nor, until recently, particularly controversial. What’s changed are reports that several wealthy individuals have contributed stock into... READ MORE
A very large client approached us recently and asked about ways that we could enhance their 401(k) plan and have it become more effective for the employees’ success in saving for retirement. We discussed adding an automatic enrollment and automatic escalation feature but the client seemed more... READ MORE
A very large client approached us recently and asked about ways that we could enhance their 401(k) plan and have it become more effective for the employees’ success in saving for retirement. We discussed adding an automatic enrollment and automatic escalation feature but the client seemed more... READ MORE
While it is true that safe harbor 401(k) plans are free from the testing of deferrals and, in most cases, matching contributions, it is also true that there are potential pitfalls that may jeopardize the plan’s qualification status. Our session on Monday, Oct. 27 at the ASPPA Annual Conference will... READ MORE