ASPPA

ASPPA

By ASPPA 12/30/2016 • 0 Comments

ASPPA Connect will not appear on Monday, Jan. 2 and will be back on Wednesday, Jan. 4; we offer some little-known facts concerning New Year's Day. READ MORE

By ASPPA 12/8/2016 • 0 Comments

ASPPA is always providing information and insights that will be valuable to its members! Following is a summary of upcoming webcasts and events. READ MORE

John Ortman

John Ortman

By John Ortman �� 12/21/2016 • 0 Comments

What a year this has been. As 2016 recedes in the rearview mirror, let’s take a quick look back at what turned out to be a remarkable year for the world, the nation and ASPPA. READ MORE

Nevin Adams

Nevin Adams

By Nevin Adams 12/19/2016 • 0 Comments

The Department of Labor (DOL) has made some changes to the final regulations regarding state-run retirement programs for private sector workers — specifically regarding those established by “state political subdivisions.” READ MORE

By Nevin Adams 12/15/2016 • 0 Comments

A federal judge granted class action status in two very different lawsuits Dec. 14, though both involved challenges to actions regarding 401(k) plan investments. READ MORE

By Nevin Adams 12/15/2016 • 0 Comments

The National Association for Fixed Annuities (NAFA) has gotten a response to its request for an injunction pending appeal. READ MORE

By Nevin Adams 12/9/2016 • 0 Comments

To judge by the headlines, if there’s anybody in more trouble when it comes to retirement planning than Boomers, it’s Millennials. But are they really? READ MORE

By Nevin Adams 12/2/2016 • 0 Comments

Target-date funds (TDFs) continue to expand in usage and popularity — but there are some things the Department of Labor (DOL) wants you to know about TDFs that you may have overlooked. READ MORE

By Nevin Adams 12/2/2016 • 0 Comments

As expected, President-Elect Trump’s pick for Treasury Secretary has thrown down the gauntlet on tax reform — and that’s not likely to be good news for retirement plans. READ MORE

Nevin Adams

Nevin Adams

Nevin Adams

By Nevin Adams12/21/2016 • 0 Comments

One certainly could argue that many Americans act as though at retirement some kind of benevolent elf will drop down their chimney with a bag full of cold cash from the North Pole. READ MORE

By Nevin Adams12/20/2016 • 0 Comments

The plaintiffs in the only excessive fee suit to reach the Supreme Court will get another chance to make their case. READ MORE

By Nevin Adams12/16/2016 • 0 Comments

In the spirit of the holiday season, here are some “presents” that participants hopefully will find in their retirement plan “stockings” during the coming year: READ MORE

By Nevin Adams12/1/2016 • 0 Comments

Knocked down twice by the D.C. District Court, the National Association for Fixed Annuities has filed an emergency motion asking the U.S. Court of Appeals for the D.C. Circuit to halt the rule while NAFA’s appeal proceeds. READ MORE

John Iekel

John Iekel

John Iekel

By John Iekel12/19/2016 • 0 Comments

In the first of a two-part series in which experts share their expectations for the coming year regarding retirement plans, they discuss the DOL's fiduciary rule. READ MORE

By John Iekel12/16/2016 • 0 Comments

In the Nov. 15 ASPPA webcast, “What the Election Means to the Retirement Industry,” Brian Graff, CEO of the American Retirement Association and Executive Director of ASPPA, offered his insights on what the industry can expect in the wake of the Nov. 8 elections. READ MORE

By John Iekel12/7/2016 • 0 Comments

A new study discusses inconsistencies entailed in providing services to governmental retirement plans as well as the antidote to that and to lackluster participation and deferral rates. READ MORE

By John Iekel12/5/2016 • 0 Comments

Automatic enrollment can be an effective, low-impact way to increase participation in retirement plans and boosting retirement readiness, but there is a body of research that suggests automatic enrollment may not be a panacea. READ MORE

ASPPA Net Staff

ASPPA Net Staff

By ASPPA Net Staff12/28/2016 • 0 Comments

The IRS has issued proposed regulations that prescribe mortality tables to be used by most pension plans. READ MORE

By ASPPA Net Staff12/28/2016 • 0 Comments

A new survey finds that more Americans are making long-term plans than are making New Year’s resolutions; the problem is what they consider long-term. READ MORE

By ASPPA Net Staff12/28/2016 • 0 Comments

ASPPA is always providing information and insights that will be valuable to its members! Following is a summary of upcoming webcasts and events. READ MORE

By ASPPA Net Staff12/28/2016 • 0 Comments

Resolutions are a traditional part of the new year, and recent suggestions from several financial management and consulting firms highlight some steps that plan sponsors can take in 2017. READ MORE

By ASPPA Net Staff12/28/2016 • 0 Comments

A new law now allows small employers to provide a stand-alone employer-paid health reimbursement account (HRA) plan to employees without incurring a tax penalty. READ MORE

By ASPPA Net Staff12/22/2016 • 0 Comments

The Pension Benefit Guaranty Corporation (PBGC) has updated the information available on its website concerning its single-employer early warning program. READ MORE

By ASPPA Net Staff12/22/2016 • 0 Comments

ASPPA Connect will not appear on Monday, Dec. 26; we’ll be back on Wednesday, Dec. 28. We wish you happy holidays, and offer some little-known facts concerning the holiday season. READ MORE

By ASPPA Net Staff12/21/2016 • 0 Comments

The IRS has issued Notice 17-1, which describes the circumstances under which it will treat an application for a determination letter as being filed within a qualifying open remedial amendment period. READ MORE

By ASPPA Net Staff12/21/2016 • 0 Comments

The PBGC on Dec. 21 issued a final rule amending its regulation on allocation of assets in single-employer plans to prescribe interest assumptions under the asset allocation regulation for valuation dates in the first quarter of 2017. READ MORE

By ASPPA Net Staff12/21/2016 • 0 Comments

Recent tax reform discussions have focused on tax cuts that largely would benefit higher income workers, possibly at the expense of current 401(k) tax preferences. READ MORE

By ASPPA Net Staff12/21/2016 • 0 Comments

More than half of plans with automatic enrollment use a default deferral rate more than 3%, up from 40.4% of plans in 2014, according to a new report. READ MORE

By ASPPA Net Staff12/20/2016 • 0 Comments

Defined contribution plans may be more prolific than other retirement plans, but they are nowhere near universal — at least according to a recent report by the Department of Labor’s Bureau of Labor Statistics. READ MORE

By ASPPA Net Staff12/19/2016 • 0 Comments

While the markets were volatile before and after the November elections, consistent 401(k) participants saw solid growth in their portfolios last month. READ MORE

By ASPPA Net Staff12/15/2016 • 0 Comments

Taxpayers older than age 70½ generally are required to receive payments from their IRAs and workplace retirement plans by New Year’s Eve, the IRS reminds in IR-2016-170. READ MORE

By ASPPA Net Staff12/14/2016 • 0 Comments

The IRS on Dec. 13 in Notice 2016-80 released the 2016 required amendments list for individually designed qualified retirement plans.
READ MORE

By ASPPA Net Staff12/13/2016 • 0 Comments

Institutional investors are anticipating some significant asset allocation changes over the next two years, according to a new report. READ MORE

By ASPPA Net Staff12/13/2016 • 0 Comments

Fitch Ratings has weighed in on what it thinks the impact of the Department of Labor’s fiduciary rule will be on wealth managers. READ MORE

By ASPPA Net Staff12/13/2016 • 0 Comments

Published reports indicate that the U.S. Senate is looking to pass a comprehensive tax overhaul next year using the budget reconciliation process. READ MORE

By ASPPA Net Staff12/12/2016 • 0 Comments

"Infrastructure repair” usually evokes an image of a crumbling overpass, but a recent article argues that it includes retirement readiness as well. READ MORE

By ASPPA Net Staff12/9/2016 • 0 Comments

Still searching for the best way to prepare for the DOL’s new fiduciary duty rule? Consider a behavioral governance framework. READ MORE

By ASPPA Net Staff12/9/2016 • 0 Comments

President-Elect Trump’s pick for Secretary of Labor may not have taken a stance on the fiduciary rule yet, but it seems fair to conclude he won’t be a fan. READ MORE

By ASPPA Net Staff12/8/2016 • 0 Comments

Trump campaign manager Kellyanne Conway says the president-elect has an opinion on the Department of Labor’s fiduciary rule. READ MORE

By ASPPA Net Staff12/8/2016 • 0 Comments

Are workers who have a financial plan more likely to save, or are workers who save more likely to have a financial plan? READ MORE

By ASPPA Net Staff12/8/2016 • 0 Comments

Published reports indicate that President-elect Donald Trump is ready to name his choice for Secretary of Labor. READ MORE

By ASPPA Net Staff12/7/2016 • 0 Comments

It’s conventional wisdom that DC plans are supplanting DB plans, but a presentation at a recent policy forum demonstrated that not everyone is content to simply accept that is just how it is and all there is. READ MORE

By ASPPA Net Staff12/5/2016 • 0 Comments

The Pension Benefit Guaranty Corporation on Dec. 2 posted a table showing the applicable present values for 2017 plan years. READ MORE

By ASPPA Net Staff12/2/2016 • 0 Comments

The American Retirement Association Government Affairs Committee on Dec. 2 made recommendations to the IRS on the documentation needed to substantiate a hardship distribution or participant loan. READ MORE

By ASPPA Net Staff12/2/2016 • 0 Comments

The American Retirement Association’s Government Affairs Committee has filed a comment letter on proposals the DOL, IRS and PBGC made to modernize and improve the Form 5500. READ MORE

By ASPPA Net Staff12/1/2016 • 0 Comments

Legislation that would amend the nondiscrimination rules applicable to retirement plans to protect older and long-serving participants whose employers have closed or frozen their pension plans is now before Congress.

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Robert Toth

Robert Toth

By Robert Toth12/16/2016 • 0 Comments

Sometimes we forget ERISA’s “prime directive”: “A fiduciary shall discharge his duties with respect to a plan solely in the interest of the participants and beneficiaries and for the exclusive purpose of providing benefits to participants and their beneficiaries.” READ MORE