Certified Pension Consultant (CPC)

The Certified Pension Consultant (CPC) credential is conferred by ASPPA to benefits professionals working in plan administration, pension actuarial administration, insurance, and financial planning. CPCs work alongside employers to formulate, implement, administer and maintain qualified retirement plans. 

Education Requirements

Earning ASPPA's CPC credential requires successful completion of the following exams: 

Experience Requirement

Individuals with at least three years of retirement plan related experience may apply for the CPC credential. Applicants must demonstrate competence in specific areas of retirement and related employee benefits consulting through completion of the CPC examination series offered by ASPPA.

Exam Summary


    Average Cost to Obtain:
Member  $1,173
Non-Member  $1,339
    Experience: 3 years
Avg Time to Obtain: 3 years
    Hours of Study: 300+ hours


Transition Rules for Candidates Who Meet Exam Requirements for QPA Credential

A candidate who has met the exam requirements for the QPA credential will only have to complete four core CPC modules and two elective CPC modules, in addition to the CPC proctored examination.

ERPA Designation & QPA and CPC Credentials

Once you are granted enrollment as an ERPA by the IRS, you can then submit an application for status as an ASPPA QPA credentialed member (you will be required to provide your ERPA Enrollment number issued by the IRS). QPA examination requirements (RPF-1, RPF-2, DC-1, DC-2, DC-3 and DB) will be waived for purposes of obtaining the QPA credential. An ERPA who has been awarded the QPA credential and wants to pursue the CPC credential will need to complete the four core CPC modules and two elective modules in addition to the DB and CPC proctored examinations.

Transition Rules for Candidates Who Have Passed C-3 or C-4 Examinations

A candidate who has passed the C-3 exam only (not C-4) will receive credit for the Investments, Distributions & Loans and Fiduciary Topics modules. These candidates will need to complete the Related Groups & Business Transactions module, two elective modules and the proctored CPC examination, in addition to the QPA exam requirements to obtain the CPC credential.

A candidate who has passed C-4 exam only (not C-3) will receive credit for the Related Groups & Business Transactions and two elective modules. These candidates will need to complete the Investments, Distributions & Loans and Fiduciary Topics modules and the proctored CPC examination, in addition to the QPA exam requirements to obtain the CPC credential.

Apply for Credential

Applying for ASPPA credentialed membership requires submission of the appropriate form and two letters of recommendation from two references that verify a minimum of three years experience in retirement plan-related matters. 

For more information about ASPPA membership please click here.

Credential Continuing Education Requirements

All credentialed members must acquire 40 hours of Continuing Education (CE) credits (2 of these must be Ethics) in a two-year cycle as well as renew ASPPA Membership annually to retain credentials. For more information please click here.